Grinding to a Halt

What actually constitutes retirement? To a large degree the definition would differ from being a single reality, because it is basically a dream in most people’s heads and means different […]

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Don’t let the jargon get you!

ICOD & ICOS A simple explanation These acronyms stand for (I)n (C)ase (O)f (D)eath and (I)n (C)ase (O)f (S)ickness, and point us to important information that will greatly assist with understanding, preparing […]

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The down-side financial reality faced by Pensioners


Times change is a well-worn cliché that is very often becomes tragically real all of a sudden to people that have reached the depths of having finally having to face […]

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Do you know enough about your medication?


Mary Poppins tunefully suggested that “A spoonful of sugar helps the medicine go down…” but unfortunately the cure can sometimes be worse than the disease itself.  It is estimated that […]

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The paradox of our time in history


As an inspirational start to 2014, below is an essay written by Dr Robert Moorehead, a former pastor of Seattle’s Overlake Christian Church. The essay appears in ‘Words Aptly Spoken,’ […]

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SAARP library of important documents


Download ICOD documents and more here.
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Retirement Booklet